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1. How successful do you think the United States is in getting people to be organ donors? What is the waiting period, in other words, for patients who urgently need crucial organs such as kidneys or livers? Do you think the United States has an "opt in" or an "opt out" policy?
2. Perhaps the most successful government intervention to increase savings in the United States and in other countries has been the introduction of payroll deduction plans in which a portion of an employee's salary goes directly into an investment account. What ideas introduced in this chapter help to explain why people find it so easy to save through such plans and so difficult to save otherwise?
3. Suppose you've had a long run of good luck when a friend asks you, "How are things going?" As soon as you respond, "Great; life has really been treating me well," you feel a compulsion to say "knock on wood," even though you don't believe in jinxes. Why, according to ideas discussed in this chapter, would someone feel such a compulsion?
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