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Social policies attempt to protect people against risks and insecurities they face. |
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They also attempt to promote equality of opportunity and assist the poor. |
| 1) The Politics of Social Policy |
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Social policies are redistributive policies; their effects cut across class lines. |
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Because of their redistributive properties, it is difficult to get social policies on the agenda of the president and Congress. |
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Once a social policy is adopted it is very difficult to alter it. |
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Presidential initiative is most important when trying to adopt a redistributive social policy. |
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| 2) The History of the Social Welfare System |
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Through the 1800's, government largely stayed out of welfare, leaving care to the private charities. |
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Private charities distinguished between "deserving" and "undeserving" poor. |
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| 3) What are the Foundations of the Social Welfare System? |
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A) Social Security |
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Social Security forces people to save for retirement. |
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B) Medicare |
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Medicare insures all retired persons have health care. |
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Medicare reforms attempted to control costs and added prescription drug benefits. |
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C) Welfare: Means-Tested Public Assistance Policy |
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Welfare reform has greatly reduced caseloads, but not greatly reduced poverty. |
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Reforming Social Security is crucial or else the baby boomer generation will exhaust savings. Reform ideas include privatizing investment, means testing, and raising the minimum retirement age. |
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Public Assistance programs are noncontributory, and include TANF and SSI. |
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| 4) Analyzing the Welfare System |
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A) Arguments Against It |
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The welfare system costs too much. |
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The welfare system is too paternalistic, causing reliance on the state. |
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The welfare system is an example of moral hazard, meaning that it encourages undesirable behavior. |
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B) Arguments For It |
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The welfare system is good fiscal policy. |
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The welfare system is paternalistic, which may be a good thing. |
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The welfare system is the savior of capitalism, helping solve imperfections. |
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The welfare system lays most of the blame on the "system" |
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The welfare system is politically essential to stop unrest. |
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| 5) How Can Government Create Opportunity? |
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A) Education policies |
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Education is the single best equalizer for opportunity. |
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Education has largely been a state effort, until the Cold War. |
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The national government has more recently been setting standards, including No Child Left Behind. |
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School voucher plans have been very controversial as another reform. |
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B) Health policies |
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Governments have always been involved with public health issues, but involvement in individual health has been more recent. |
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Medicare for retirees, and Medicaid for the poor came in 1965. |
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CHIP has expanded coverage for children without health insurance. |
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| 6) Who Is Poor? What can the Government Do? |
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Minorities, women and children are disproportionately poor. |
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Single mothers are twice as likely to fall below the poverty line. |
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The nation has a long way to go, but has come closer in a relatively short time toward achieving equality of opportunity. |
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